Loans

Loan Rates - Loan Calculator - Apply Today!

FinAns offers a variety of Loans to serve all your needs. These loans offer very competitive rates.

  • New/Used Vehicle
  • Personal
  • Fast Cash
  • Share Secured
  • 50/50
  • Home Equity
  • Mortgage
  • Visa Card (Now you can create a password that protects you when you buy online) Learn how at Verified by VISA
Loan Applications:
There are several ways you can apply for a loan at FinAns Federal Credit Union.
  1. Come into the office. Often we can process your application while you wait.
  2. Apply on the internet. Apply Now!
  3. We will fax an application upon request.
  4. Applications may be taken over the telephone. (Note: In some cases when we are extremely busy this may not be possible.)
  5. We will mail an application upon request.

Additional Information May Be Needed

The following information will be needed for all application unless you have had a loan with us in the past year.
  • Verification of Income
    This may be in the form of your last 4 pay stubs.
    and previous year W2

If you have additional income that you wish to use to qualify for the loan, you must produce approved verification. Note: We only accept your previous years income tax return for verification of rental income.

When purchasing a vehicle new or used we must have an offer to purchase from the dealership. For used vehicles, make sure the dealer lists all the extras on the vehicle, it can make a big difference in the amount we can loan. All document may be faxed to us at: 219-844-2540.

New Vehicles are financed at 100% of the purchase price, including extended warranties, dealer preparations, and sales tax.

Used Vehicles are financed at 100% of the retail value as listed in the N.A.D.A. Book.
(Generally this valuation is higher than that listed in the Kelley Blue Book)