Checking

Our Visa Check Cards are a safe and convenient way to pay for gas, dinner, purchases, etc., without the carrying cash. It is free to use when you use it as a credit purchase, just swipe and go. It can also be used as an ATM Card, however, the prevailing ATM Fees do apply. Please protect your Check Card by registering through Verified by Visa-Check Card.

TO REPORT A LOST OR STOLEN CHECK CARD CALL
USA 1-800-554-8969 INTERNATIONAL 1-973-682-2652 - A FEE MAY APPLY!

If you already have your checking account with us you may re-order checks over the internet. Order Personal Checks Online!

1. We make every effort to keep the cost of our checking accounts at a minimum.
2. They are easier to use, because every time you write a check you make a copy.
3. We do NOT add a markup charge to the checks you order. You pay only the actual cost plus shipping and handling.
4. We DO NOT charge hidden fees or require minimum balances. You may draw your account down to zero each month. (Please don't forget to subtract you $5.00 service charge at the end of the month).
5. You also receive (5) free ATM withdrawals from your checking account per month (note: this does not include any surcharges that the ATM owner may charge).

For a complete list of associated fees, see Checking Fees.

See our Funds Availability Policy for details regarding the availability of deposits.

• Statements are mailed monthly.
• If you do not receive a statement by the 15th day of the month, please call us.
• If you do not understand how to balance to your statement, call us, we will teach you.
• If you are having difficulty balancing to your statement, we will balance it for you one there is no fee for the first time.
• When requesting assistance with your statement, please call ahead so that we can arrange for a member service representative to be a your disposal.